Maybe you’re thinking too big if money is really the key to stop you from doing it. Think more minor. If you have several product ideas, maybe come out with just one idea. If you want to start a business and leave your full-time job, like I plan to do in a year, maybe you don’t want to do that tomorrow or next week. Perhaps you want to slowly do it.
Maybe you want to start a side hustle, build your customers up, build up your email list, start bringing in some income, then you can switch over full time. You don’t need an office. Work from your house, work from your garage, work from your basement, work from your kitchen table.
It’s nice to have a different address to put on your mailings or your business card, but you don’t need that. You don’t need that expense, maybe you can’t incorporate right away, perhaps you can’t afford to go on to a Rocket docks, or rocket lawyer, or zoom, legal zoom and start your LLC, that’s OK.
Be a sole proprietorship. Just know that you’re leaving yourself legally and financially liable should anything go wrong.